No matter how careful you are, motorcycle accidents happen. Moreover, they often involve catastrophic injuries. During the first six months of 2021, motorcycle fatalities increased by 40% in Missouri. The increase may or may not be related to a state law going into effect in August 2020 which allows motorcycle operators over the age of 25 to ride without a helmet if they have proof of health insurance, even though one in five motorcycle accidents in Missouri result in head or neck injuries. It is one more safety feature eliminated on a vehicle without the normal safety features of seatbelts, airbags, and steel enclosures.

For those injured or killed and their families, life will never be the same. If you have been injured in a motorcycle crash or a loved one incapacitated or killed due to the negligence of another driver, you may be able to recover compensation.

Jett Legal tenaciously represents clients in St. Louis, Missouri, and from Jefferson County to St. Charles County who have been injured in motorcycle accidents. We are driven by a commitment to garnering results for our clients through aggressive crash investigation, insurance negotiation, and courtroom litigation.

What Should I Do If I Have Been in a Motorcycle Accident?

You should know that insurance companies are driven by denying claims filed against their insureds. They work diligently to reduce or negate personal injury and wrongful death claims, especially those asserted by injured motorcycle operators.

There are some steps you should take after a crash to strengthen your case:

  • Get all necessary medical treatment for your injuries immediately
  • Exchange information with the other driver involved in the crash
  • Take down names and contact information for any witnesses
  • Take photos of the motorcycle, vehicles, roadway, and debris
  • Contact your motorcycle insurance carrier
  • Retain a motorcycle accident lawyer

What Missouri Laws Apply to Motorcycles?

Missouri law enforces several requirements governing the operation of motorcycles including:

  • Operating a motorcycle requires a valid Class M motorcycle license or driver’s license with a Class M designation.
  • Lane sharing is discouraged but not prohibited by state law. This includes lane splitting, which is operating a motorcycle between two lanes of traffic moving in the same direction, and motorcycles traveling two abreast in the same lane.
  • Operators and passengers age 25 and under are required to wear headgear meeting the U.S. Department of Transportation’s requirements. Those aged 26 and older may ride without a helmet so long as they can provide proof of health insurance or other insurance that will provide medical coverage in the event of an accident.
  • Insurance coverage requirements are the same as for regular vehicles in Missouri, which includes minimum bodily injury liability limits of $25,000 per person per accident and $25,000 in property damage coverage.

How is Fault Determined In a Motorcycle Accident?

Missouri is an at-fault state for insurance, which means the person responsible for causing the crash is also responsible for paying property, bodily injury, and wrongful death damages to those injured or killed.

Missouri is also a pure comparative fault state. This means any amount agreed to in settlement of your claim or awarded by a jury at trial is reduced by any percentage of fault assigned to you.

For example, the negligent driver’s bodily injury liability limits are $100,000. Your damages — such as medical expenses, pain and suffering, and lost income — exceeds $100,000, so a jury awards the policy limits to you at trial. You would receive the full award if the other driver is 100% at fault, however, if you were assigned 20% fault for the crash, your award would be reduced by that percentage of fault. In this case, that would be a $20,000 reduction.

What to do If Your Loved One Was in a Motorcycle Accident

If your loved one was incapacitated as a result of injuries suffered in a motorcycle accident and is unable to assert a personal injury claim on their own, a claim can be asserted on their behalf. Anyone with the injured person’s durable power of attorney or springing power of attorney which allows the attorney-in-fact to make decisions in the event of incapacitation would be able to pursue a claim on their behalf.

If there is no power of attorney, a spouse or other close relative could petition the court to establish a conservatorship estate. If granted, the conservator would become the plaintiff in the personal injury lawsuit.

In Missouri, certain people may file a wrongful death claim on behalf of the deceased loved one. The law establishes “classes” to determine priority in filing. Classes include the surviving spouse, children and grandchildren of the decedent, parents, siblings, and their children. If there are no relatives, the personal representative of the estate may file a claim, or the court may appoint one. Any settlement would become part of the decedent’s estate.

Missouri law also states that only one wrongful death action can be filed. It is therefore important to work with an experienced wrongful death attorney to make sure all negligent parties are named in the lawsuit.

Establishing the negligence of the other party and minimizing findings of negligence on the part of your loved one is critical to your ability to recover damages on their behalf. The cost of taking care of an incapacitated loved one, or in the wake of their death, can be devastating.


At the end of the day, you need a motorcycle accident lawyer who is willing to go toe-to-toe with insurance companies and fight for just compensation for the damages you have suffered. That is precisely what we do at Jett Legal for clients in St. Louis, Missouri. So, if you have been injured in a motorcycle accident or a loved one incapacitated or killed, let us step into the ring for you. Consultations are free and you pay us nothing unless you receive a settlement or judgment, so call today!


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Serving The Injured Near St. Louis

  • Arnold
  • Ballwin
  • Chesterfield
  • Clayton
  • Creve Coeur
  • Dardenne Prairie
  • De Soto
  • Eureka
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