Personal Injury Attorney
in St. Louis, Missouri

The Missouri State Highway Patrol reports that, in 2019, there were 37,832 vehicular crashes statewide, resulting in over 55,000 people being injured. Even more startling, an additional 881 individuals actually lost their life due to a vehicular accident.

What’s perhaps even more alarming is that these numbers only account for vehicle accidents. On top of this, there are countless injuries that often go unreported that are the result of a slip and fall or other accidents in both public areas and private residences that require medical evaluation and treatment.

If you or someone you know has been injured in an accident, your first instinct may be to file an insurance claim. Anyone who has gone down this path knows that oftentimes an insurance adjuster will come along to whittle down your claim to the lowest possible compensation figure. This applies whether you’re making a claim against your own insurance, another person’s insurance, or a building owner’s liability coverage.

What you need to know is that in the State of Missouri, there are laws in place that provide protection for victims of personal injury when insurance companies try to take advantage of them. Our firm vigorously pursues personal injury claims so that we obtain the maximum amount of recovery for those who are injured by someone else’s negligence. We hold the insurance companies accountable every step of the way, we maximize settlements, and whenever necessary we file personal injury lawsuits to enforce the laws of Missouri for the personal injury victims we represent.

If you’ve been injured in or around St. Louis, Missouri, or anywhere from Jefferson County to St. Charles County, contact personal injury attorney Matt Jett from Jett Legal. Once you reach out to our firm, we can begin to discuss the details of your situation, explore all of your legal options, and outline an aggressive legal strategy aimed at helping you move forward to obtain the compensation you deserve.

The Missouri Personal Injury Claims Process

Missouri is considered a “fault” state, meaning you can recover compensation from the person or property owner that is responsible for your personal injury. However, personal injuries that happen from work-related accidents that are covered under the Missouri Worker’s Compensation laws can be different than non-work-related injuries. If your injury is covered by Worker’s Compensation the law becomes a little more complicated. Your avenues of recovery could be limited in such a way that you cannot file a traditional lawsuit against the party or company that is responsible for the injury. Often there is some overlap in the law with workplace injuries that will allow the personal injury victim to recover money from Worker’s Compensation, and also to recover compensation from the person whose negligence caused the injury.

In many cases, the person or company whose negligence caused or contributed to cause the injury can be sued under Missouri Law. This is true of both vehicular-related injuries and slip-and-fall injuries that occur on someone’s premises. Of course, as we will discuss below, we must be able to prove the other party was at fault for the injury by showing their negligence caused or contributed to cause the injury that a person suffered.

Have You Been
Injured in an Accident?

Get The Legal Support You Need

What Can a Personal Injury Lawsuit Cover?

When you file an insurance claim for an injury, you are entitled to recover money from the at-fault party’s insurance to compensate you for both economic damages and non-economic damages. Economic damages generally include things like medical expenses, and wage losses if you were unable to work while you were recovering from your injuries. Noneconomic damages include money to compensate you for the pain and suffering you experience, loss of companionship, mental anguish, loss of enjoyment, and many others. Often times an insurance company will try to mislead you into believing you are only entitled to recover your out-of-pocket losses, or in other words, they will try to limit you to a portion of your economic damages. They often misrepresent the law to try to save themselves money. Sadly, insurance companies play a win/lose game against personal injury victims and their goal is always to win by making you lose.

Missouri’s Pure Comparative Negligence Law

Another factor to consider is your proportion of fault. Missouri is a pure comparative negligence state, meaning that the fault of both the plaintiff (the person suing) and the defendant (the person being sued) will be determined in court.

If you’ve been involved in a car accident resulting in your injury, the jury may find you to be 20% at fault for speeding or any other traffic violation that contributed to the accident. If, for example, your award comes out to be $100,000, 20% will be withheld to account for your level of fault that contributed to causing the accident — meaning you will only be eligible to receive $80,000.

Theoretically, you could be 99% at fault for the accident and still recover 1 percent of damages, but if the other party is also injured, you could be held 99% liable for their injuries.

Filing a Personal Injury Claim

The timing of your personal injury claim is a crucial part of preparing your case. In Missouri, there are strict deadlines in which a claim can be filed, which are called “statutes of limitations.” For many personal injury claims, the statute of limitations is 5 years, however, some are shorter. To make sure you don’t lose the opportunity to recover under the law, you absolutely must file all claims within the statute of limitations for each specific type of lawsuit. I have seen insurance companies lie to injury victims repeatedly about the amount of time they have for their claim to remain open and valid. A common tactic to pressure a personal injury victim into an unfair settlement is to falsely claim that the person must accept their offer within some short period of time (often weeks after suffering the injury) or they will close the claim and they will get nothing. Those adjusters are being manipulative, deceitful, and are completely out of line. When we take on a case, we immediately put a stop to those types of dishonorable practices and hold the insurance companies responsible for everything the personal injury law in Missouri provides.

If you do choose to pursue a lawsuit, you’re going to have to prove that the other party’s negligence caused your injury. In other words, you’re going to have to show that the other party was at fault for the accident that caused your injuries. The legal standard requires you to demonstrate that:

  • The other party owed you a duty of care
  • The other party breached that duty of care
  • The breach caused your injuries

Missouri drivers are all required to exercise due care and attention to driving. Building owners, whether public or private are responsible to maintain a safe environment for visitors. If for instance, a floor is wet and slippery creating an unsafe condition, it is the responsibility of the owner to take steps to warn visitors about the dangerous wet and slippery condition of the floor, like placing a “wet floor” sign in a clearly visible location, and also to make it safe again if possible, such as mopping the floor. This can apply in situations where someone is injured inside a private residence, and also out in a public area or place of business.

If an injury is suffered from a dog bite or animal attack, Missouri is a “strict liability” state, which means the owner of the animal can be held liable without you having to prove negligence.

Damages Available

Again, a personal injury claim or personal injury lawsuit provides money recovery for both economic and non-economic damages. If your injury is covered by Missouri’s personal injury law (with some exceptions), you can recover damages for all the following:

  • Medical Bills
  • Future Medical Expenses
  • Pain and Suffering
  • Loss of Consortium, or Companionship
  • Rehabilitation Expenses, Including Modifications to Your Home or Vehicle
  • Lost Wages
  • Any Other Injury-Related Expense

You Deserve an Experienced
Personal Injury Attorney

Unless you’ve been involved in a minor fender bender with nothing more than a scratch, you probably don’t want to deal with insurance adjusters on your own. They’ve been taught every trick in the book to get you to say something that they can use to diminish or deny your claim for injuries. That’s why you should seek the help of an experienced personal injury attorney who can protect your rights, negotiate for you, and — if necessary — escalate matters to the courtroom.

So if you or someone you know has been injured in an accident in or around St. Louis, Missouri, or anywhere in Jefferson County or St. Charles County, Missouri, don’t wait. Call our firm — Jett Legal — today to receive reliable legal counsel and support. After a free initial case consultation, we can begin to outline a plan that can help you pursue the compensation you need to recover from your injuries and get your life back.

Skilled Personal Injury Attorney in St. Louis, MO

If you live in or around St. Louis, rely on personal injury attorney Matt Jett from Jett Legal. Our firm knows how to handle insurance adjusters and can help you fight for the compensation you deserve. Our legal team has the knowledge, experience, and resources to help you pursue a personal injury claim and hold the responsible party accountable. If you or someone you know has been injured in an accident, call our office immediately. We will do everything we can to help you receive the justice you deserve.